FRANCIS M. O'NEIL, age 85, of Westlake, OH and St. Helena Island, SC; husband of the late Karen (nee Rice); loving father of Peggy (Angie), Michael and Kathleen (Tim); proud grandfather of Michael P., Brigid Karen and Martin O'Neil; dear brother of Marie Curran Walling (Terry) and Terry O'Neil; friend of many.  Funeral Service Saturday, September 17, at 10 A.M. in the CHAMBERS FUNERAL HOME of NORTH OLMSTED, 29150 LORAIN RD. AT STEARNS RD., where friends may call SATURDAY ONE HOUR PRIOR TO SERVICE.  Interment Holy Cross Cemetery.  In lieu of flowers, memorial contributions are suggested to St. Edward High School, 13500 Detroit Ave., Lakewood, OH 44107 or Hospice of the Western Reserve, P.O. Box 72101, Cleveland, OH 44192.