JOAN C. BANAK (nee Woide), age 88, In her own words;  "beloved daughter of the late William and Ethel; dear wife of the late Frank J.; friend to those who know who they are.  No visitation.  Memorial Service Friday, July 15, West Park United Church of Christ (3909 Rocky River Dr., Cleveland, OH 44111) at 11:00 A.M.  In lieu of flowers, memorial contributions to West Park United Church of Christ."